{"id":7885,"date":"2019-07-12T09:30:06","date_gmt":"2019-07-12T14:30:06","guid":{"rendered":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/?page_id=7885"},"modified":"2025-08-14T18:58:40","modified_gmt":"2025-08-14T23:58:40","slug":"loss-of-coverage","status":"publish","type":"page","link":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/famchng\/loss-of-coverage\/","title":{"rendered":"Loss of Other Coverage"},"content":{"rendered":"\n\t\t\t\t\t<div id=\"cfct-build-7885\" class=\"cfct-build grid\">\n\t\t\t\t\t\t<div class=\"row\"><div class=\"col-md-3 cfct-block\">\n\t\t\t<div class=\"cfct-module cfct-supplemental\">\n\t\t\t\t    <div class=\"cfct-mod-content hidden-print\">\n<h3 class=\"cfct-mod-title\" id=\"title-cfct-module-56457e17a1e780d2ed71a3d1529430ef\" hidden-print\">Life Events<\/h3>    <nav class=\"widget widget_meta\" aria-labelledby=\"title-cfct-module-56457e17a1e780d2ed71a3d1529430ef\">\n\n        <div class=\"menu-cfct-module-56457e17a1e780d2ed71a3d1529430ef-container\"><ul id = \"menu-life-events\" class = \"menu nav\"><li id=\"menu-item-13804\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-13804\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/\">Life Events Home<\/a><\/li>\n<li id=\"menu-item-6256\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-6256\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/\">Employment Changes<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-6272\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6272\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/fasl-to-univ-staff\/\">Change from Faculty, Academic Staff or Limited to University Staff<\/a><\/li>\n\t<li id=\"menu-item-6273\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6273\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/univ-staff-to-fasl\/\">Change from University Staff to Faculty, Academic Staff or Limited Appointee<\/a><\/li>\n\t<li id=\"menu-item-6274\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6274\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/chapct\/\">Change in Appointment Percentage<\/a><\/li>\n\t<li id=\"menu-item-16464\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-16464\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/furloughs\/\">Furloughs<\/a><\/li>\n\t<li id=\"menu-item-6275\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6275\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/layoff\/\">Layoff<\/a><\/li>\n\t<li id=\"menu-item-6281\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6281\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/loa\/\">Leave of Absence<\/a><\/li>\n\t<li id=\"menu-item-6278\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6278\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/eligiblewrs\/\">Moving to WRS Covered Employment<\/a><\/li>\n\t<li id=\"menu-item-6279\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6279\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/ra\/\">Rehired Annuitant<\/a><\/li>\n\t<li id=\"menu-item-6280\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6280\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/ret\/\">Retirement<\/a><\/li>\n\t<li id=\"menu-item-16725\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-16725\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/twr\/\">Temporary Work Reduction<\/a><\/li>\n\t<li id=\"menu-item-6277\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6277\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/term\/\">Termination<\/a><\/li>\n\t<li id=\"menu-item-6276\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6276\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/transferuw\/\">Transfer to a Different Universities of Wisconsin Institution<\/a><\/li>\n\t<li id=\"menu-item-6283\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6283\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/transferstate\/\">Transfer To or From a State Agency<\/a><\/li>\n\t<li id=\"menu-item-6284\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6284\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/temp-to-nontemp\/\">WRS Temporary to WRS Non-Temporary<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-6255\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-6255\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/famchng\/\">Family Changes<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-6258\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6258\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/famchng\/birth-adoption\/\">Birth or Adoption<\/a><\/li>\n\t<li id=\"menu-item-6265\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6265\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/famchng\/name-address\/\">Change in Address, Name, or Gender<\/a><\/li>\n\t<li id=\"menu-item-6263\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6263\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/famchng\/child-loss-dep-status\/\">Child Loss of Dependent Status<\/a><\/li>\n\t<li id=\"menu-item-6266\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6266\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/famchng\/death\/\">Death of Employee<\/a><\/li>\n\t<li id=\"menu-item-6264\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6264\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/famchng\/death-spouse-dp-child\/\">Death of Spouse, Domestic Partner or Child<\/a><\/li>\n\t<li id=\"menu-item-6269\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6269\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/famchng\/divorce\/\">Divorce<\/a><\/li>\n\t<li id=\"menu-item-6271\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6271\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/famchng\/dp\/\">Domestic Partnership<\/a><\/li>\n\t<li id=\"menu-item-8107\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-8107\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/famchng\/gain-coverage\/\">Gain of Other Coverage<\/a><\/li>\n\t<li id=\"menu-item-6267\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6267\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/famchng\/legal-guardianship\/\">Legal Guardianship<\/a><\/li>\n\t<li id=\"menu-item-8108\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-8108\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/famchng\/loss-of-coverage\/\">Loss of Other Coverage<\/a><\/li>\n\t<li id=\"menu-item-6262\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6262\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/famchng\/marriage\/\">Marriage<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul><\/div>    <\/nav>\n<\/div>\n\n\t\t\t<\/div><\/div><div class=\"col-md-9 cfct-block\">\n\t\t\t<div class=\"cfct-module uwsa-rich-text\">\n\t\t\t\t<div class=\"cfct-mod-content copy\"><h2>Overview<\/h2>\n<p>If you or your dependents lose comparable coverage elsewhere (such as through a spouse\u2019s plan), you may have opportunities to enroll in certain benefit plans with the Universities of Wisconsin within <strong>30 days of the loss of other coverage<\/strong>, or within <strong>30 days of the notice of loss of coverage<\/strong>, whichever is later. Note: This does not include voluntary cancellation of the other coverage.<\/p>\n<h2>How Benefits are Affected<\/h2>\n<p>Information specific to each benefit plan can be accessed below.<\/p>\n<p>To review which plans you are currently enrolled in log into Workday (<a href=\"http:\/\/myworkday.wisconsin.edu\/\" target=\"_blank\" rel=\"noopener\">myworkday.wisconsin.edu<\/a>). Once in Workday, from the Menu in the upper left go to Personal, then select Benefits and Pay. In the Suggested Links, select\u00a0<em>My Insurance Benefits<\/em>\u00a0to access the benefits enrollment system.<\/p>\n<p>For assistance with determining the correct date to use when entering your life event in My Insurance Benefits review <a href=\"https:\/\/etf.wi.gov\/publications\/et-1142a\/download?inline=\" target=\"_blank\" rel=\"noopener\">Effective Dates of Qualifying Life Events (ET-1142a)<\/a>.<\/p>\n<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"cfct-module uwsa-tabs-accordions\">\n\t\t\t\t    <div class=\"bs-accordion \">\n            <div class=\"accordion-all-buttons\">\n          <a href=\"#\" class=\"accordions-showall btn btn-primary btn-xs\" role=\"button\" data-panel=\"te0ry\"><span class=\"uw-resize-full\">Open All<\/span><\/a>\n        <\/div>\n        <div id=\"te0ry\" class=\"panel-group\">\n        \n            <div class=\"panel panel-default \" id=\"panel_state-group-health-preventive-supplemental-dental-vision-and-accident-insurance\">\n    <div class=\"panel-heading\" id=\"heading_state-group-health-preventive-supplemental-dental-vision-and-accident-insurance\">\n        <h4 class=\"panel-title\"><button href=\"#state-group-health-preventive-supplemental-dental-vision-and-accident-insurance\" data-toggle=\"collapse\" class=\"collapsed panel-link\" aria-expanded=\"false\" aria-controls=\"state-group-health-preventive-supplemental-dental-vision-and-accident-insurance\">State Group Health, Preventive &amp; Supplemental Dental, Vision, and Accident Insurance<\/button><\/h4>    <\/div>\n    <div id=\"state-group-health-preventive-supplemental-dental-vision-and-accident-insurance\" class=\"panel-collapse collapse\"  role=\"tabpanel\" aria-labelledby=\"heading_state-group-health-preventive-supplemental-dental-vision-and-accident-insurance\" role=\"region\">\n        <div class=\"panel-body copy\">            \n            \n        <ul><li>You may enroll if you and\/or your eligible dependents lose other comparable coverage<\/li><li>You may add the eligible dependents that have lost other comparable coverage if you are already enrolled<\/li><\/ul><p>Coverage is effective the day following the date you and\/or your eligible dependents lost other comparable coverage.<\/p><p><strong>You must provide documentation stating that you and\/or your eligible dependents lost other comparable coverage and the date that the other coverage ended (to ensure there is no lapse\/overlap). <\/strong>Review the <a href=\"https:\/\/etf.wi.gov\/its-your-choice\/life-change-events-and-documentation-requirements\" target=\"_blank\" rel=\"noopener\">Life Change Events and Documentation Requirements (ET-2846)<\/a> for information on documentation required to confirm eligibility.<\/p>                <\/div>\n    <\/div>\n<\/div>\n            <div class=\"panel panel-default \" id=\"panel_flexible-spending-accounts\">\n    <div class=\"panel-heading\" id=\"heading_flexible-spending-accounts\">\n        <h4 class=\"panel-title\"><button href=\"#flexible-spending-accounts\" data-toggle=\"collapse\" class=\"collapsed panel-link\" aria-expanded=\"false\" aria-controls=\"flexible-spending-accounts\">Flexible Spending Accounts<\/button><\/h4>    <\/div>\n    <div id=\"flexible-spending-accounts\" class=\"panel-collapse collapse\"  role=\"tabpanel\" aria-labelledby=\"heading_flexible-spending-accounts\" role=\"region\">\n        <div class=\"panel-body copy\">            \n            \n        <p><strong>Health Care FSA | <\/strong><strong>Limited Purpose Flexible Spending Account (FSA)<\/strong><\/p><ul><li>You may enroll in or increase your contributions if eligibility under another employer health plan is lost.<\/li><li>You <strong>cannot<\/strong> cancel or decrease your contributions.<\/li><\/ul><p><strong>Dependent Day Care Flexible Spending Account (FSA)<\/strong><\/p><ul><li>You may enroll in or increase your contributions if your spouse or domestic partner loses eligibility for Dependent Day Care FSA through their employer.<\/li><li>You may decrease or stop your contributions if your spouse or domestic partner will be staying at home to care for your qualified dependent(s).<\/li><\/ul><p>Changes are effective the first of the month on or following receipt of your change.<\/p><p>Note: Elections do not automatically continue into the next plan year. You must re-enroll in FSAs in the fall to participate in the upcoming calendar year.<\/p>                <\/div>\n    <\/div>\n<\/div>\n            <div class=\"panel panel-default \" id=\"panel_health-savings-account\">\n    <div class=\"panel-heading\" id=\"heading_health-savings-account\">\n        <h4 class=\"panel-title\"><button href=\"#health-savings-account\" data-toggle=\"collapse\" class=\"collapsed panel-link\" aria-expanded=\"false\" aria-controls=\"health-savings-account\">Health Savings Account<\/button><\/h4>    <\/div>\n    <div id=\"health-savings-account\" class=\"panel-collapse collapse\"  role=\"tabpanel\" aria-labelledby=\"heading_health-savings-account\" role=\"region\">\n        <div class=\"panel-body copy\">            \n            \n        <p><strong>If not currently enrolled: <\/strong>Enrollment in the Health Savings Account (HSA) is required if you are eligible for and enroll in the High Deductible Health Plan (HDHP) or Access HDHP. You must be eligible for both, the HDHP <strong>and<\/strong> the HSA.<\/p><p><strong>If currently enrolled:<\/strong> You can change your per paycheck contribution amount at any time. The change will be effective the first of the month following receipt of your change.<\/p><p>After logging into My Insurance Benefits, for assistance with enrolling or making changes to your HSA contribution amount review <a href=\"https:\/\/etf.wi.gov\/publications\/et-1142b\/download?inline=\" target=\"_blank\" rel=\"noopener\">Making Changes to a Health Savings Account (ET-1142b)<\/a>.<\/p>                <\/div>\n    <\/div>\n<\/div>\n            <div class=\"panel panel-default \" id=\"panel_benefits-you-can-change-at-any-time\">\n    <div class=\"panel-heading\" id=\"heading_benefits-you-can-change-at-any-time\">\n        <h4 class=\"panel-title\"><button href=\"#benefits-you-can-change-at-any-time\" data-toggle=\"collapse\" class=\"collapsed panel-link\" aria-expanded=\"false\" aria-controls=\"benefits-you-can-change-at-any-time\">Benefits You Can Change At Any Time<\/button><\/h4>    <\/div>\n    <div id=\"benefits-you-can-change-at-any-time\" class=\"panel-collapse collapse\"  role=\"tabpanel\" aria-labelledby=\"heading_benefits-you-can-change-at-any-time\" role=\"region\">\n        <div class=\"panel-body copy\">            \n            \n        <p><span style=\"float: none;background-color: transparent;color: #333333;font-family: 'Open Sans','Helvetica Neue',Helvetica,Arial,sans-serif;font-size: 14px;font-style: normal;font-variant: normal;font-weight: 400;letter-spacing: normal;text-align: left;text-decoration: none;text-indent: 0px;text-transform: none\">You may enroll in or make changes to the following benefit plans at any time:<\/span><\/p><ul><li><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life\/add\/\">Accidental Death &amp; Dismemberment Insurance<\/a><\/li><li><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/spending-savings-accts\/hsa\/\" target=\"_blank\" rel=\"noopener\">Health Savings Account Contribution<\/a><\/li><li><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/spending-savings-accts\/parking-transit\/\" target=\"_blank\" rel=\"noopener\">Parking &amp; Transit Account Contribution<\/a><\/li><li><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/ret\/tsa\/\">UW 403(b) Supplemental Retirement Program<\/a><\/li><li><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/ret\/wdc\/\">Wisconsin Deferred Compensation 457 Program<\/a><\/li><\/ul>                <\/div>\n    <\/div>\n<\/div>\n            \n    <\/div>\n<\/div>\n\n\n\n\t\t\t<\/div>\n\t\t\t<div class=\"cfct-module uwsa-rich-text\">\n\t\t\t\t<div class=\"cfct-mod-content copy\"><h2>How to Make Changes<\/h2>\n<p>To make changes log into Workday (<a href=\"http:\/\/myworkday.wisconsin.edu\/\" target=\"_blank\" rel=\"noopener\">myworkday.wisconsin.edu<\/a>). Once in Workday, from the Menu in the upper left go to Personal, then select Benefits and Pay. In the Suggested Links, select\u00a0<em>My Insurance Benefits<\/em>\u00a0to access the benefits enrollment system.<\/p>\n<h2>Resources<\/h2>\n<p>Reach out to your\u00a0<a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/contact\/\" target=\"_blank\" rel=\"noopener noreferrer\">benefits contact<\/a>\u00a0within 30 days from the date of your qualifying life event with questions.<\/p>\n<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"cfct-module uwsa-callout\">\n\t\t\t\t<div class=\"cfct-mod-content callout standard grey-bg\">\n    <h4>Beneficiary Designations<\/h4><p>Remember to review and update your beneficiary designations when you have a life event to make sure that your benefits are paid according to your wishes. Benefit plans that have beneficiary designations include life insurance plans, retirement plans and the health savings account.<\/p>\n<p><a class=\"btn btn-primary btn-sm \" target=\"_blank\" role=\"button\" href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/beneficiary\">For more information review the Beneficiary Information web page.<\/a><\/p><\/div>\n\n\t\t\t<\/div>\n\t\t\t<div class=\"cfct-module uwsa-rich-text\">\n\t\t\t\t<div class=\"cfct-mod-content copy\"><p><em>Every effort has been made to ensure this information is current and correct. Information on this page does not guarantee enrollment, benefits and\/or the ability to make changes to your benefits. <\/em><\/p>\n<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"cfct-module cfct-lastupdate\">\n\t\t\t\t<div class=\"listing-module\"><p><span class=\"item-date\">Updated: 08\/14\/2025<\/span><\/p><\/div>\n\t\t\t<\/div><\/div><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":3081,"featured_media":0,"parent":59,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/42.6259.php","meta":{"footnotes":""},"class_list":["post-7885","page","type-page","status-publish","hentry","cfct-can-haz-build"],"_links":{"self":[{"href":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/pages\/7885","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/users\/3081"}],"replies":[{"embeddable":true,"href":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/comments?post=7885"}],"version-history":[{"count":11,"href":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/pages\/7885\/revisions"}],"predecessor-version":[{"id":29232,"href":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/pages\/7885\/revisions\/29232"}],"up":[{"embeddable":true,"href":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/pages\/59"}],"wp:attachment":[{"href":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/media?parent=7885"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}