{"id":7766,"date":"2017-06-29T13:00:31","date_gmt":"2017-06-29T18:00:31","guid":{"rendered":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/?page_id=7766"},"modified":"2025-11-13T13:53:47","modified_gmt":"2025-11-13T19:53:47","slug":"terms-conditions","status":"publish","type":"page","link":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/terms-conditions\/","title":{"rendered":"Terms and Conditions"},"content":{"rendered":"<p>Each of the benefits plans includes the Terms and Conditions as part of the contract. By enrolling in benefits, you are agreeing to the Terms and Conditions for each plan you enroll in.<\/p>\n<p>The Terms and Conditions are provisions included in the insurance policy that place limitations on the insurer\u2019s promise to pay or perform. These may include rules of conduct, duties and obligations for the member. If the policy conditions are not met, the insurer can deny the claim.<\/p>\n<p>Common conditions in a policy may include the statement that all information is correct to the best of the applicant\u2019s knowledge, the agreement to have premiums deducted from payroll, or to cooperate during a plan\u2019s claims investigation.<\/p>\n<p>To review the Terms and Conditions for any of the benefits plans, see the applicable language or link to the provisions below.<\/p>\n<div id=\"cfct-module-2b32fa89d3f9054ae8ab870d32043187\" class=\"cfct-module-border\">\n<div class=\"cfct-module uwsa-callout\">\n<div class=\"cfct-mod-content callout standard grey-bg\">\n<p>More information about the benefits plans, including Certificates of Coverage, can be found on the <a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/\">Universities of Wisconsin Employee Benefits website<\/a>.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"cfct-module-7bd4fdde18c3cb59c56739c9c7449994\" class=\"cfct-module-border\">\n<div class=\"cfct-module uwsa-rich-text\">\n<div class=\"cfct-mod-content copy\">\n<p><strong>State Group Health Insurance<\/strong><\/p>\n<p>See the <a href=\"http:\/\/etf.wi.gov\/publications\/et2301.pdf\" target=\"_blank\" rel=\"noopener\">Terms and Conditions<\/a> section (page 6).<\/p>\n<p><strong>Dental Insurance<\/strong><\/p>\n<p>I understand that Wis. Stats. <a href=\"https:\/\/docs.legis.wisconsin.gov\/statutes\/statutes\/943\/III\/395\" target=\"_blank\" rel=\"noopener noreferrer\">\u00a7943.395<\/a> provides criminal penalties for knowingly making false or fraudulent claims and hereby certify that, to the best of my knowledge and belief, the information is true and correct. I agree to the provisions of the plan and hereby authorize deduction of the monthly premium.<\/p>\n<p><strong>Vision Insurance<\/strong><\/p>\n<p>I understand that Wis. Stats. <a href=\"https:\/\/docs.legis.wisconsin.gov\/statutes\/statutes\/943\/III\/395\" target=\"_blank\" rel=\"noopener noreferrer\">\u00a7943.395<\/a> provides criminal penalties for knowingly making false or fraudulent claims and hereby certify that, to the best of my knowledge and belief, the information is true and correct. I agree to the provisions of the plan and hereby authorize deduction of the monthly premium.<\/p>\n<p><strong>State Group Life Insurance<\/strong><\/p>\n<p>I understand that Wis. Stat.\u00a0<a href=\"https:\/\/docs.legis.wisconsin.gov\/statutes\/statutes\/943\/III\/395\" target=\"_blank\" rel=\"noopener noreferrer\">\u00a7943.395<\/a> provides criminal penalties for knowingly making false or fraudulent claims and hereby certify that, to the best of my knowledge and belief, the information is true and correct. I agree to the provisions of the plan and hereby authorize deduction of the monthly premium.<\/p>\n<p><strong>Individual &amp; Family Life Insurance<\/strong><\/p>\n<p>I understand that Wis. Stats\u00a0<a href=\"https:\/\/docs.legis.wisconsin.gov\/statutes\/statutes\/943\/III\/395\" target=\"_blank\" rel=\"noopener noreferrer\">\u00a7943.395<\/a> provides criminal penalties for knowingly making false or fraudulent claims and hereby certify that, to the best of my knowledge and belief, the information is true and correct. I agree to the provisions of the plan and hereby authorize deduction of the monthly premium from my salary.<\/p>\n<p><strong>Accidental Death &amp; Dismemberment Insurance<\/strong><\/p>\n<p>I understand that Wis. Stats\u00a0<a href=\"https:\/\/docs.legis.wisconsin.gov\/statutes\/statutes\/943\/III\/395\" target=\"_blank\" rel=\"noopener noreferrer\">\u00a7943.395<\/a> provides criminal penalties for knowingly making false or fraudulent claims and hereby certify that, to the best of my knowledge and belief, the information is true and correct. I agree to the provisions of the plan and hereby authorize deductions of the monthly premium from my salary.<\/p>\n<\/div>\n<p><strong>Accident Insurance<\/strong><br \/>\nI understand that Securian Life Insurance Company shall incur no liability until the first premium is paid, and that premiums for the contributory insurance will be deducted from my pay. The information is true and complete to the best of my knowledge and belief. I have reviewed all applicable eligibility requirements and certify all such requirements have been met.<\/p>\n<div class=\"cfct-mod-content copy\">\n<p><strong>Income Continuation Insurance (ICI)<br \/>\n<\/strong><\/p>\n<p>I understand that Wis. Stat.\u00a0<a href=\"https:\/\/docs.legis.wisconsin.gov\/statutes\/statutes\/943\/III\/395\" target=\"_blank\" rel=\"noopener noreferrer\">\u00a7943.395<\/a> provides criminal penalties for knowingly making false or fraudulent claims and hereby certify that, to the best of my knowledge and belief, the above information is true and correct. I authorize the monthly employee share of the premium deduction from my earnings to provide coverage. I understand that if premiums are not deducted, I do not have coverage.<\/p>\n<p><strong>Employee Reimbursement Account (Flexible Spending Accounts)<\/strong><\/p>\n<ul>\n<li><span class=\"doc-icon\"><a class=\"doc-type pdf\" href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/download\/eraterms.pdf\" target=\"_blank\">Terms and Conditions<span class=\"sr-only\"> pdf<\/span><\/a><\/span>\r\n<\/li>\n<\/ul>\n<p><strong>Health Savings Account<\/strong><\/p>\n<ul>\n<li><span class=\"doc-icon\"><a class=\"doc-type pdf\" href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/download\/hsaterms.pdf\" target=\"_blank\">Terms and Conditions<span class=\"sr-only\"> pdf<\/span><\/a><\/span>\r\n<\/li>\n<\/ul>\n<p><strong>UW 403(b) Supplemental Retirement Program (SRP)\u00a0<\/strong><\/p>\n<p>See the Terms and Conditions on the <a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/download\/ret\/srp\/sra.pdf\" target=\"_blank\" rel=\"noopener\">UW 403(b) Supplemental Retirement Program (SRP) Salary Reduction Agreement (UWS 31)<\/a>.<\/p>\n<p><strong>Wisconsin Deferred Compensation (WDC) 457 Plan<\/strong><\/p>\n<p>See\u00a0<a href=\"https:\/\/docs.empower-retirement.com\/EE\/WisconsinWR\/DOCS\/Plan-and-Trust-Document.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Wisconsin Plan and Trust Document<\/a>.<\/p>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Each of the benefits plans includes the Terms and Conditions as part of the contract. By enrolling in benefits, you are agreeing to the Terms and Conditions for each plan you enroll in. The Terms and Conditions are provisions included in the insurance policy that place limitations on the insurer\u2019s promise to pay or perform. [&#8230;]<\/p>\n","protected":false},"author":3081,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/42.7563.php","meta":{"footnotes":""},"class_list":["post-7766","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/pages\/7766","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/users\/3081"}],"replies":[{"embeddable":true,"href":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/comments?post=7766"}],"version-history":[{"count":8,"href":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/pages\/7766\/revisions"}],"predecessor-version":[{"id":29569,"href":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/pages\/7766\/revisions\/29569"}],"wp:attachment":[{"href":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/media?parent=7766"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}