{"id":2566,"date":"2014-11-10T16:48:42","date_gmt":"2014-11-10T22:48:42","guid":{"rendered":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/?page_id=2566"},"modified":"2025-12-30T14:22:53","modified_gmt":"2025-12-30T20:22:53","slug":"benefits-estimator","status":"publish","type":"page","link":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/benefits-estimator\/","title":{"rendered":"Health &amp; Retirement Contributions Estimator"},"content":{"rendered":"\n\t\t\t\t\t<div id=\"cfct-build-2566\" class=\"cfct-build grid\">\n\t\t\t\t\t\t<div class=\"row\"><div class=\"col-md-3 cfct-block\">\n\t\t\t<div class=\"cfct-module cfct-supplemental\">\n\t\t\t\t    <div class=\"cfct-mod-content\">\n    <nav class=\"widget widget_meta\" >\n\n        <div class=\"menu-cfct-module-db5c03c628d43ca8fe3e15c67819b18a-container\"><ul id = \"menu-full-benefits-menu\" class = \"menu nav\"><li id=\"menu-item-22783\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-22783\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/general-employee-info\/\">General Employee Information<\/a><\/li>\n<li id=\"menu-item-7385\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-7385\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/health\/\">Health Insurance<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-7392\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-7392\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/health\/health-plan-design\/\">Health Plan Design<\/a><\/li>\n\t<li id=\"menu-item-7391\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-7391\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/health\/hdhp\/\">HDHP Plan Design<\/a><\/li>\n\t<li id=\"menu-item-7388\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-7388\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/health\/access-plan\/\">Access Health Plan Design<\/a><\/li>\n\t<li id=\"menu-item-7387\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-7387\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/health\/access-hdhp\/\">Access HDHP Plan Design<\/a><\/li>\n\t<li id=\"menu-item-12975\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-12975\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/health\/pharmacy-benefits\/\">Pharmacy Benefits<\/a><\/li>\n\t<li id=\"menu-item-11780\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-11780\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/opt-out\/\">Opt-Out Incentive<\/a><\/li>\n\t<li id=\"menu-item-7393\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-7393\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/health\/select-a-plan\/\">How To Choose Your Health Insurance Plan<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-7396\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-7396\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/dental-vision\/\">Dental &amp; Vision Insurance<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-10563\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-10563\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/health\/uniform-dental\/\">Uniform &amp; Preventive Dental Insurance<\/a><\/li>\n\t<li id=\"menu-item-10566\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-10566\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/dental-vision\/suppdental\/\">Supplemental Dental Insurance<\/a><\/li>\n\t<li id=\"menu-item-7399\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-7399\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/dental-vision\/vision\/\">Vision Insurance<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-8103\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-8103\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life\/\">Life Insurance<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-7406\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-7406\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life\/sgl\/\">State Group Life Insurance<\/a><\/li>\n\t<li id=\"menu-item-7403\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-7403\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life\/if\/\">Individual &amp; Family Life Insurance<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-15934\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-15934\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/accident\/\">AD&amp;D and Accident Insurance<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-7402\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-7402\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/accident\/add\/\">Accidental Death &amp; Dismemberment Insurance<\/a><\/li>\n\t<li id=\"menu-item-15065\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-15065\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/accident\/accident\/\">Accident Insurance<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-13604\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-13604\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/disability\/\">Disability and Income Continuation<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-13609\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-13609\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/disability\/ici\/\">Income Continuation Insurance<\/a><\/li>\n\t<li id=\"menu-item-13608\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-13608\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/disability\/disret\/\">Disability Retirement Program<\/a><\/li>\n\t<li id=\"menu-item-13607\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-13607\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/disability\/duty\/\">Duty Disability<\/a><\/li>\n\t<li id=\"menu-item-13606\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-13606\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/disability\/workcomp\/\">Worker\u2019s Compensation<\/a><\/li>\n\t<li id=\"menu-item-13605\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-13605\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/disability\/ss\/\">Social Security Disability<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-8100\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-8100\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/spending-savings-accts\/\">Spending &amp; Savings Accounts<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-7408\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-7408\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/spending-savings-accts\/fsa\/\">Flexible Spending Accounts<\/a><\/li>\n\t<li id=\"menu-item-8102\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-8102\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/spending-savings-accts\/hsa\/\">Health Savings Account<\/a><\/li>\n\t<li id=\"menu-item-8101\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-8101\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/spending-savings-accts\/parking-transit\/\">Parking &amp; Transit Accounts<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-7412\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-7412\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/ret\/\">Retirement Plans<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-7411\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-7411\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/ret\/wrs\/\">Wisconsin Retirement System<\/a><\/li>\n\t<li id=\"menu-item-7413\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-7413\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/ret\/srp\/\">UW 403(b) Supplemental Retirement Program<\/a><\/li>\n\t<li id=\"menu-item-7410\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-7410\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/ret\/wdc\/\">Wisconsin Deferred Compensation 457 Program<\/a><\/li>\n\t<li id=\"menu-item-11481\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-11481\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/sick-leave-credit-conversion-program\/\">Sick Leave Credit Conversion Program<\/a><\/li>\n\t<li id=\"menu-item-7414\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-7414\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/ret\/ssm\/\">Social Security and Medicare<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-7416\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-7416\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/leave\/\">Leave Benefits<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-7423\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-7423\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/leave\/vacation\/\">Vacation<\/a><\/li>\n\t<li id=\"menu-item-7420\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-7420\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/leave\/ph\/\">Personal Holiday<\/a><\/li>\n\t<li id=\"menu-item-7417\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-7417\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/leave\/holidays\/\">Legal Holidays<\/a><\/li>\n\t<li id=\"menu-item-7421\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-7421\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/leave\/sick\/\">Sick Leave<\/a><\/li>\n\t<li id=\"menu-item-27331\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-27331\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/leave\/paid-parental-leave\/\">Paid Parental Leave<\/a><\/li>\n\t<li id=\"menu-item-7427\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-7427\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/leave\/fmla\/\">Family &amp; Medical Leave<\/a><\/li>\n\t<li id=\"menu-item-7419\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-7419\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/leave\/misc\/\">Miscellaneous Leave Provisions<\/a><\/li>\n\t<li id=\"menu-item-7424\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-7424\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/leave\/meddonation\/\">Bone Marrow and Human Organ Donation<\/a><\/li>\n\t<li id=\"menu-item-7425\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-7425\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/leave\/catastrophic\/\">Catastrophic Leave<\/a><\/li>\n\t<li id=\"menu-item-7418\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-7418\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/leave\/military\/\">Military Leave<\/a><\/li>\n\t<li id=\"menu-item-9585\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-9585\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/leave\/reporting\/\">Leave Reporting<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-7893\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-7893\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/other-benefits\/\">Other Benefits<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-12441\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-12441\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/other-benefits\/529-college-savings-plan\/\">529 College Savings Plan<\/a><\/li>\n\t<li id=\"menu-item-12440\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-12440\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/other-benefits\/educationalreimbursement\/\">Career-Related Educational Reimbursement<\/a><\/li>\n\t<li id=\"menu-item-12439\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-12439\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/other-benefits\/lifestyle\/\">Lifestyle Benefits Program<\/a><\/li>\n\t<li id=\"menu-item-12438\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-12438\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/other-benefits\/long-term-care-insurance\/\">Long-Term Care Insurance<\/a><\/li>\n\t<li id=\"menu-item-22096\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-22096\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/other-benefits\/public-service-loan-forgiveness-program\/\">Public Service Loan Forgiveness Program<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-7598\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-7598\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/\">Life Events<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-13782\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-13782\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/\">Employment Changes<\/a><\/li>\n\t<li id=\"menu-item-13783\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-13783\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/life-events\/famchng\/\">Family Changes<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-7428\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-7428\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/premiums\/\">Benefits Premiums<\/a><\/li>\n<li id=\"menu-item-27142\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-27142\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/formspubs\/\">Forms &amp; Resources<\/a><\/li>\n<li id=\"menu-item-7429\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-7429\"><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/contact\/\">Benefits Contacts<\/a><\/li>\n<\/ul><\/div>    <\/nav>\n<\/div>\n\n\t\t\t<\/div><\/div><div class=\"col-md-9 cfct-block\">\n\t\t\t<div class=\"cfct-module cfct-form\">\n\t\t\t\t<script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 3.1.\"),o(),0))},initializeOnLoaded:function(o){gform.callIfLoaded(o)||(document.addEventListener(\"gform_main_scripts_loaded\",()=>{gform.scriptsLoaded=!0,gform.callIfLoaded(o)}),document.addEventListener(\"gform\/theme\/scripts_loaded\",()=>{gform.themeScriptsLoaded=!0,gform.callIfLoaded(o)}),window.addEventListener(\"DOMContentLoaded\",()=>{gform.domLoaded=!0,gform.callIfLoaded(o)}))},hooks:{action:{},filter:{}},addAction:function(o,r,e,t){gform.addHook(\"action\",o,r,e,t)},addFilter:function(o,r,e,t){gform.addHook(\"filter\",o,r,e,t)},doAction:function(o){gform.doHook(\"action\",o,arguments)},applyFilters:function(o){return gform.doHook(\"filter\",o,arguments)},removeAction:function(o,r){gform.removeHook(\"action\",o,r)},removeFilter:function(o,r,e){gform.removeHook(\"filter\",o,r,e)},addHook:function(o,r,e,t,n){null==gform.hooks[o][r]&&(gform.hooks[o][r]=[]);var d=gform.hooks[o][r];null==n&&(n=r+\"_\"+d.length),gform.hooks[o][r].push({tag:n,callable:e,priority:t=null==t?10:t})},doHook:function(r,o,e){var t;if(e=Array.prototype.slice.call(e,1),null!=gform.hooks[r][o]&&((o=gform.hooks[r][o]).sort(function(o,r){return o.priority-r.priority}),o.forEach(function(o){\"function\"!=typeof(t=o.callable)&&(t=window[t]),\"action\"==r?t.apply(null,e):e[0]=t.apply(null,e)})),\"filter\"==r)return e[0]},removeHook:function(o,r,t,n){var e;null!=gform.hooks[o][r]&&(e=(e=gform.hooks[o][r]).filter(function(o,r,e){return!!(null!=n&&n!=o.tag||null!=t&&t!=o.priority)}),gform.hooks[o][r]=e)}});\n\/* ]]> *\/\n<\/script>\n\n                <div class='gf_browser_gecko gform_wrapper gravity-theme gform-theme--no-framework' data-form-theme='gravity-theme' data-form-index='0' id='gform_wrapper_18' style='display:none'><div id='gf_18' class='gform_anchor' tabindex='-1'><\/div>\n                        <div class='gform_heading'>\n                            <h2 class=\"gform_title\">Compensation Calculator<\/h2>\n                            <p class='gform_description'><p>Universities of Wisconsin employees receive an excellent total rewards package to meet the diverse needs of employees. The main components include base pay and if eligible, employer contributions towards your health insurance, Health Savings Account (HSA) and retirement account. The purpose of this tool is to provide you with an <em>estimate<\/em> of your compensation and benefits with the main components included.<\/p>\r\n<p><strong>Base Pay:<\/strong><\/p>\r\n<p>Enter your expected annual base pay. If you are paid an hourly rate, multiply your hourly rate by the number of hours you expect to work annually (full-time employment is 2,080 hours). Your base pay includes a generous paid leave package including vacation, personal holidays and legal holidays (if eligible).<\/p>\r\n<\/p>Additional information: <a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/leave\/\">Leave Benefits web page<\/a><\/p>\r\n<p><strong>Health Insurance:<\/strong><\/p>\r\n<p>The value of your total rewards depends partially on which health insurance plan design you enroll in and whether you need coverage nationwide (Access Plans). Below are brief descriptions of your health insurance options:<\/p>\r\n<ul>\r\n \t<li><strong>Health Plan:<\/strong>\r\nUses a specific network of doctors, clinics and hospitals in a local geographic area. You must receive services within the network. Coverage is only available out-of-network for urgent and emergency care. Most services require you to pay a copayment before the plan pays. Has a <em>lower deductible<\/em> and <em>higher employee premium<\/em> than the HDHP.<\/li>\r\n \t<li><strong>High Deductible Health Plan (HDHP):<\/strong>\r\nUses a specific network of doctors, clinics and hospitals in a local geographic area. You must receive services within the network. Coverage is only available out-of-network for urgent and emergency care. Most services require you to meet the deductible before the plan pays. Has a <em>higher deductible<\/em> and the <em>lowest employee premium.<\/em> Includes a Health Savings Account (HSA).<\/li>\r\n \t<li><strong>Access Plan:<\/strong>\r\nProvides freedom of choice for doctors, clinics and hospitals across the country (nationwide coverage). Your out-of-pocket costs are lower when in-network providers are used. Most services require you to pay a copayment before the plan pays. Has the  <em>highest employee premium<\/em>.<\/li>\r\n \t<li><strong>Access Plan HDHP:\r\n<\/strong>Provides freedom of choice for doctors, clinics and hospitals across the country (nationwide coverage). Your out-of-pocket costs are lower when in-network providers are used. Most services require you to meet the deductible before the plan pays. Has a higher employee premium than the HDHP; however, a lower employee premium than the Access Plan. Includes a Health Savings Account (HSA).<\/li>\r\n \t<li><strong>Health Insurance Opt-Out Incentive:\r\n<\/strong>You may be eligible for up to a $2,000 per year Opt-Out Incentive if you do not need health insurance through the Universities of Wisconsin.<\/li>\r\n \t<li><strong>Waive:\r\n<\/strong>This means that you do not need health insurance through the Universities of Wisconsin and are not eligible for the Opt-Out Incentive.<\/li>\r\n<\/ul>\r\n<p><strong>Eligibility: <\/strong><a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/spending-savings-accts\/hsa\/\">HDHP or Access Plan HDHP (with HSA)<\/a> or <a href=\"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/opt-out\/\">Opt-Out Incentive<\/a><\/p>\r\n<p>After you select a Health Insurance plan, you will be prompted to select with or without Uniform Dental and the coverage level (for example: individual or family).<\/p><\/p>\n\t\t\t\t\t\t\t<p class='gform_required_legend'>&quot;<span class=\"gfield_required gfield_required_asterisk\">*<\/span>&quot; indicates required fields<\/p>\n                        <\/div><form method='post' enctype='multipart\/form-data' target='gform_ajax_frame_18' id='gform_18'  action='\/ohrwd\/benefits\/wp-json\/wp\/v2\/pages\/2566#gf_18' data-formid='18' novalidate><input type=\"hidden\" name=\"uwsa_form_blog_id\" id=\"uwsa_form_blog_id\" value=\"42\">\n                        <div class='gform-body gform_body'><div id='gform_fields_18' class='gform_fields left_label form_sublabel_below description_below validation_below'><div id=\"field_18_20\" class=\"gfield gfield--type-number gfield--input-type-number gfield_contains_required field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_18_20'>Base Pay<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\"> * <span class='sr-only'> Required<\/span><\/span><\/span><\/label><div class='ginput_container ginput_container_number'><input name='input_20' id='input_18_20' type='text' step='any'   value='' class='medium'     aria-required=\"true\" aria-invalid=\"false\" aria-describedby=\"gfield_description_18_20\" \/><\/div><div class='gfield_description' id='gfield_description_18_20'>Expected annual base pay.<\/div><\/div><div id=\"field_18_3\" class=\"gfield gfield--type-section gfield--input-type-section gsection field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><h3 class=\"gsection_title\">Health Insurance<\/h3><\/div><fieldset id=\"field_18_4\" class=\"gfield gfield--type-radio gfield--type-choice gfield--input-type-radio gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label' >Plan<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\"> * <span class='sr-only'> Required<\/span><\/span><\/span><\/legend><div class='ginput_container ginput_container_radio'><div class='gfield_radio' id='input_18_4'>\n\t\t\t<div class='gchoice gchoice_18_4_0'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_4' type='radio' value='health_plan'  id='choice_18_4_0' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_18_4_0' id='label_18_4_0' class='gform-field-label gform-field-label--type-inline'>Health Plan<\/label>\n\t\t\t<\/div>\n\t\t\t<div class='gchoice gchoice_18_4_1'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_4' type='radio' value='hdhp'  id='choice_18_4_1' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_18_4_1' id='label_18_4_1' class='gform-field-label gform-field-label--type-inline'>HDHP<\/label>\n\t\t\t<\/div>\n\t\t\t<div class='gchoice gchoice_18_4_2'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_4' type='radio' value='access_plan'  id='choice_18_4_2' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_18_4_2' id='label_18_4_2' class='gform-field-label gform-field-label--type-inline'>Access Plan<\/label>\n\t\t\t<\/div>\n\t\t\t<div class='gchoice gchoice_18_4_3'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_4' type='radio' value='access_plan_hdhp'  id='choice_18_4_3' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_18_4_3' id='label_18_4_3' class='gform-field-label gform-field-label--type-inline'>Access Plan HDHP<\/label>\n\t\t\t<\/div>\n\t\t\t<div class='gchoice gchoice_18_4_4'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_4' type='radio' value='opt_out'  id='choice_18_4_4' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_18_4_4' id='label_18_4_4' class='gform-field-label gform-field-label--type-inline'>Opt Out Incentive<\/label>\n\t\t\t<\/div>\n\t\t\t<div class='gchoice gchoice_18_4_5'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_4' type='radio' value='waive'  id='choice_18_4_5' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_18_4_5' id='label_18_4_5' class='gform-field-label gform-field-label--type-inline'>Waive<\/label>\n\t\t\t<\/div><\/div><\/div><\/fieldset><\/fieldset><fieldset id=\"field_18_74\" class=\"gfield gfield--type-radio gfield--type-choice gfield--input-type-radio gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label' >Include Preventive Dental<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\"> * <span class='sr-only'> Required<\/span><\/span><\/span><\/legend><div class='ginput_container ginput_container_radio'><div class='gfield_radio' id='input_18_74'>\n\t\t\t<div class='gchoice gchoice_18_74_0'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_74' type='radio' value='Yes'  id='choice_18_74_0' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_18_74_0' id='label_18_74_0' class='gform-field-label gform-field-label--type-inline'>Yes<\/label>\n\t\t\t<\/div>\n\t\t\t<div class='gchoice gchoice_18_74_1'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_74' type='radio' value='No'  id='choice_18_74_1' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_18_74_1' id='label_18_74_1' class='gform-field-label gform-field-label--type-inline'>No<\/label>\n\t\t\t<\/div><\/div><\/div><\/fieldset><\/fieldset><fieldset id=\"field_18_71\" class=\"gfield gfield--type-radio gfield--type-choice gfield--input-type-radio gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label' >Include Uniform Dental<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\"> * <span class='sr-only'> Required<\/span><\/span><\/span><\/legend><div class='ginput_container ginput_container_radio'><div class='gfield_radio' id='input_18_71'>\n\t\t\t<div class='gchoice gchoice_18_71_0'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_71' type='radio' value='Yes'  id='choice_18_71_0' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_18_71_0' id='label_18_71_0' class='gform-field-label gform-field-label--type-inline'>Yes<\/label>\n\t\t\t<\/div>\n\t\t\t<div class='gchoice gchoice_18_71_1'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_71' type='radio' value='No'  id='choice_18_71_1' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_18_71_1' id='label_18_71_1' class='gform-field-label gform-field-label--type-inline'>No<\/label>\n\t\t\t<\/div><\/div><\/div><\/fieldset><\/fieldset><fieldset id=\"field_18_2\" class=\"gfield gfield--type-radio gfield--type-choice gfield--input-type-radio gfield--width-full gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label' >Coverage Type<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\"> * <span class='sr-only'> Required<\/span><\/span><\/span><\/legend><div class='ginput_container ginput_container_radio'><div class='gfield_radio' id='input_18_2'>\n\t\t\t<div class='gchoice gchoice_18_2_0'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_2' type='radio' value='individual'  id='choice_18_2_0' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_18_2_0' id='label_18_2_0' class='gform-field-label gform-field-label--type-inline'>Individual<\/label>\n\t\t\t<\/div>\n\t\t\t<div class='gchoice gchoice_18_2_1'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_2' type='radio' value='family'  id='choice_18_2_1' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_18_2_1' id='label_18_2_1' class='gform-field-label gform-field-label--type-inline'>Family<\/label>\n\t\t\t<\/div><\/div><\/div><\/fieldset><\/fieldset><div id=\"field_18_22\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_22' id='input_18_22' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='128' \/><\/div><\/div><div id=\"field_18_6\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_6' id='input_18_6' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='1039.88' \/><\/div><\/div><div id=\"field_18_24\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_24' id='input_18_24' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='318' \/><\/div><\/div><div id=\"field_18_8\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_8' id='input_18_8' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='2557.37' \/><\/div><\/div><div id=\"field_18_23\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_23' id='input_18_23' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='45' \/><\/div><\/div><div id=\"field_18_7\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_7' id='input_18_7' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='970.51' \/><\/div><\/div><div id=\"field_18_25\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_25' id='input_18_25' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='111' \/><\/div><\/div><div id=\"field_18_9\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_9' id='input_18_9' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='2383.41' \/><\/div><\/div><div id=\"field_18_61\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_61' id='input_18_61' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='331' \/><\/div><\/div><div id=\"field_18_62\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_62' id='input_18_62' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='1589.54' \/><\/div><\/div><div id=\"field_18_64\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_64' id='input_18_64' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='822' \/><\/div><\/div><div id=\"field_18_63\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_63' id='input_18_63' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='3935.00' \/><\/div><\/div><div id=\"field_18_65\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_65' id='input_18_65' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='248' \/><\/div><\/div><div id=\"field_18_68\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_68' id='input_18_68' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='1378.46' \/><\/div><\/div><div id=\"field_18_67\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_67' id='input_18_67' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='615' \/><\/div><\/div><div id=\"field_18_66\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_66' id='input_18_66' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='3406.80' \/><\/div><\/div><div id=\"field_18_70\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_70' id='input_18_70' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='2000' \/><\/div><\/div><div id=\"field_18_12\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_12' id='input_18_12' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='360000' \/><\/div><\/div><div id=\"field_18_15\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_15' id='input_18_15' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='184500' \/><\/div><\/div><div id=\"field_18_72\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_72' id='input_18_72' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='4' \/><\/div><\/div><div id=\"field_18_73\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_73' id='input_18_73' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='11' \/><\/div><\/div><div id=\"field_18_76\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_76' id='input_18_76' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='37.18' \/><\/div><\/div><div id=\"field_18_75\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_75' id='input_18_75' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='92.98' \/><\/div><\/div><div id=\"field_18_77\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_77' id='input_18_77' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='852' \/><\/div><\/div><div id=\"field_18_78\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_78' id='input_18_78' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='1704' \/><\/div><\/div><\/div><\/div>\n        <div class='gform-footer gform_footer left_label'> <input type='submit' id='gform_submit_button_18' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' value='Submit'  \/> <input type='hidden' name='gform_ajax' value='form_id=18&amp;title=1&amp;description=1&amp;tabindex=0&amp;theme=gravity-theme&amp;styles=[]&amp;hash=72361afa97ed0c5af61fb61641921d20' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_18' value='iframe' \/>\n            <input type='hidden' class='gform_hidden' name='gform_theme' data-js='gform_theme_18' id='gform_theme_18' value='gravity-theme' \/>\n            <input type='hidden' class='gform_hidden' name='gform_style_settings' data-js='gform_style_settings_18' id='gform_style_settings_18' value='[]' \/>\n            <input type='hidden' class='gform_hidden' name='is_submit_18' value='1' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submit' value='18' \/>\n            \n            <input type='hidden' class='gform_hidden' name='gform_currency' data-currency='USD' value='cz5N\/ok9BpYdBBgzI6GbN6t9Nrz6qIv+W92J6sv8Vbuql7zbqFFNa17XeZcYdidoqWOZBNHAFjvF5RwUBXTfff+Vu5NJYvu9lq1RChoDjgjIMQo=' \/>\n            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' \/>\n            <input type='hidden' class='gform_hidden' name='state_18' value='WyJbXSIsImNmNzI3MmZhM2U4YjE1NDlhNWY3MmQzY2IzMzkxZGI5Il0=' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_target_page_number_18' id='gform_target_page_number_18' value='0' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_source_page_number_18' id='gform_source_page_number_18' value='1' \/>\n            <input type='hidden' name='gform_field_values' value='' \/>\n            \n        <\/div>\n                        <\/form>\n                        <\/div>\n\t\t                <iframe style='display:none;width:0px;height:0px;' src='about:blank' name='gform_ajax_frame_18' id='gform_ajax_frame_18' title='This iframe contains the logic required to handle Ajax powered Gravity Forms.'><\/iframe>\n\t\t                <script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n gform.initializeOnLoaded( function() {gformInitSpinner( 18, 'https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', true );jQuery('#gform_ajax_frame_18').on('load',function(){var contents = jQuery(this).contents().find('*').html();var is_postback = contents.indexOf('GF_AJAX_POSTBACK') >= 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_18');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_18').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;var mt = parseInt(jQuery('html').css('margin-top'), 10) + parseInt(jQuery('body').css('margin-top'), 10) + 100;if(is_form){form_content.find('form').css('opacity', 0);jQuery('#gform_wrapper_18').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_18').addClass('gform_validation_error');} else 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Information on this page does not guarantee enrollment, benefits and\/or the ability to make changes to your benefits. <\/em><\/p>\n<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"cfct-module cfct-lastupdate\">\n\t\t\t\t<div class=\"listing-module\"><p><span class=\"item-date\">Updated: 12\/30\/2025<\/span><\/p><\/div>\n\t\t\t<\/div><\/div><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":20,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2566","page","type-page","status-publish","hentry","cfct-can-haz-build"],"_links":{"self":[{"href":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/pages\/2566","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/comments?post=2566"}],"version-history":[{"count":2,"href":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/pages\/2566\/revisions"}],"predecessor-version":[{"id":29642,"href":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/pages\/2566\/revisions\/29642"}],"wp:attachment":[{"href":"https:\/\/dev.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/media?parent=2566"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}